Balance Compare Comparison Tool

How Volatility Simulation Works

Our comparison tool doesn’t just plot historical returns—it generates simulated growth paths based on each fund’s unique volatility profile. This gives you a sense of how your balance might evolve under different market conditions.

• Estimated Return: The average percentage gain you might expect each year.
• Negative-Year Probability: The chance of a year with a negative return, based on historical volatility.
• Randomized Path: For each simulated year, we draw a random return around the estimated return, skewed by the fund’s volatility, to create a unique growth trajectory.

By running multiple simulations and comparing them side-by-side, you can see not just the average outcome, but also the range of potential balances—helping you make more informed decisions about which super fund aligns with your risk tolerance.