Hostplus Super Fund Overview

Hostplus is a leading superannuation fund in Australia, known for its strong performance and competitive fees. With over $100 billion in funds under management, Hostplus offers a range of investment options tailored to different risk profiles and financial goals. The fund is particularly popular among hospitality and tourism industry workers but is open to all Australians. Hostplus has consistently delivered high returns across its balanced and growth investment options, making it a preferred choice for many members.

Hostplus provides a variety of investment options, including Balanced (MySuper), Indexed Balanced, High Growth, and Conservative Balanced. Each option is designed to cater to different risk appetites and financial objectives. The Balanced (MySuper) option, for instance, has delivered an impressive 10-year return of 8.3%, while the Indexed Balanced option offers low fees at just 0.03% p.a. Members can also choose from socially responsible investments and tailored portfolios to align with their values and goals.

Hostplus is renowned for its competitive fee structure, particularly in its Indexed Balanced option, which charges only 0.03% p.a. in fees. Other options, such as High Growth and Balanced (MySuper), have slightly higher fees but still remain competitive compared to industry averages. Understanding the fee structure and its impact on your super balance is crucial for optimizing your retirement savings. Hostplus also offers transparency in its fee disclosures, ensuring members are well-informed.

Hostplus has consistently delivered strong performance across its investment options. The Balanced (MySuper) option boasts a 10-year return of 8.3%, while the High Growth option has shown promising results despite having less than 10 years of history. These performance metrics highlight Hostplus's commitment to achieving long-term growth for its members. Regularly reviewing performance and adjusting investment choices can help members maximize their super savings.

Hostplus offers a range of benefits to its members, including access to financial planning services, educational resources, and insurance options. Members can also take advantage of the fund's low-cost investment options and strong performance history. Hostplus's commitment to member satisfaction is evident in its high retention rates and positive reviews. By leveraging these benefits, members can enhance their retirement savings and achieve their financial goals.

The Balanced (MySuper) option is Hostplus's flagship investment choice, designed for members seeking a mix of growth and defensive assets. With a 10-year return of 8.3%, this option has consistently delivered strong performance, making it a popular choice among members. The portfolio includes a diverse range of investments, such as shares, property, and fixed income, to balance risk and reward. Fees for this option are competitive at 1.02% p.a., ensuring members receive value for their investment. This option is ideal for individuals who prefer a balanced approach to investing, such as mid-career professionals planning for retirement or young workers looking to build their super savings steadily over time.

The Indexed Balanced option is a low-cost investment choice offered by Hostplus, featuring fees as low as 0.03% p.a. This option is designed for members who prefer a passive investment strategy, with assets allocated across indexed funds that track market performance. Despite its low fees, the Indexed Balanced option has delivered a 10-year return of 7.7%, showcasing its effectiveness in achieving long-term growth. This option is particularly suitable for cost-conscious members, such as young professionals starting their careers or retirees looking to minimize fees while maintaining steady growth.

The High Growth option is tailored for members with a higher risk appetite, focusing on growth assets such as shares and property. While it has less than 10 years of history, the option has shown promising results, making it an attractive choice for those seeking higher returns. Fees for this option are 0.78% p.a., reflecting the active management required to achieve its objectives. This option is ideal for individuals who are comfortable with market volatility, such as entrepreneurs or high-income earners aiming to maximize their super savings over the long term.